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Loan Rates

Effective April 1, 2017

New Auto/RV/Boat Loans—Apply Now

Loan Amount Terms Up To APR* As Low As Monthly Payments Per $1,000 Borrowed
$1,000–100,000 48 2.29% $21.82
5,000–100,000 60 2.29% 17.65
15,000–100,000 72 2.29% 14.88
25,000–100,000 84 3.29% 13.34
25,000–100,000 (RV only) 120 3.29% 9.79
35,000–100,000 (RV only) 180 4.25% 7.52

Used Auto/RV/Boat Loans—Apply Now

Loan Amount Terms Up To APR* As Low As Monthly Payment Per $1,000 Borrowed
$1,000–100,000 48 2.29% $21.82
5,000–100,000 60 2.29% 17.65
15,000–100,000 72 2.29% 14.88
25,000–100,000 84 3.29% 13.34
25,000–100,000 (RV only) 120 3.29% 9.79
35,000–100,000 (RV only) 180 4.25% 7.52

Share Secured Loans—Apply Now

Terms Up To Description APR* Monthly Payment Per $1,000 Borrowed
12 90% of Regular Shares; Lump sum PMT up to 12 months 3.20% $84.78
60 100% of Regular Shares 3.50% 18.19
60 100% of Share Certificate; Loan & Share term must match 3% over Share Certificate rate
60 100% of Money Market 3.70% 18.28
120 Regular Shares; $200-$1,800 4.25% 10.24

Unsecured—Apply Now

Terms Up To Description Loan Amount APR* As Low As Monthly Payment Per $1,000 Borrowed
24 Closed End $500–5,000 9.25% $45.80
48 Closed End 1,000–15,000 10.50% 25.60
24 Energy Efficient Loans 500–2,000 6.50% 44.55
48 Energy Efficient Loans 2,001–5,000 6.50% 23.71
120 Energy Efficient Loans 5,001–35,000 6.50% 11.35

Home Equity

Terms Up To Loan Amount APR*
180–360 $5,000–600,000 6.50%
Variable Rate: 3% over the 11th OTS District cost of funds rounded up to nearest .25%; Minimum 6.5%; Rate Adjusts July 1st; Rate caps at 5% over initial interest rate; Fee: $300 to $690

* APR: Rates subject to change without notice.
* APR AS LOW AS: Actual rate varies with the amount financed, terms and individual credit approval, lowest rates are at 80% loan to value.

Visa® Classic

Annual Percentage Rate Annual Fee Grace Period Finance Method
12.90% None 25-Day Grace Period Average Daily Balance
(including new purchases)

Late Fee, Cash Advance Fee, and Foreign Transaction Fee

Late Charge: 3% of payment or $5.00 whichever is greater.
Foreign Transaction Fee: 1% of amount charged.
Cash Advance Charge: 1.5% of cash advance.
Click here to go to Visa® Account Agreement and Disclosure.

1st Trust Deeds (Real Estate Mortgage)

Call Credit Union for current rates or click here to go to Mortgage Loan Center.

Student Loans

Click here to go to Student Loan Information.