Account Services 

We are pleased to provide our members with these account products and services to enhance the “greater value” banking experience.

MasterCard Debit Card

For use with your GVCU checking account, the MasterCard debit card allows you to access your account to make purchases and withdraw cash. The transactions are deducted from your checking account.

ATM Access

  • Use wherever STAR and MasterCard debit cards are accepted

  • Cash withdrawals

  • Fund transfers

  • Balance Inquiries

  • Deposits* where accepted

Purchases

  • Use wherever STAR and MasterCard debit cards are accepted

  • Use with or without your Personal Identification Number (PIN)

  • Get cash back at participating retailers

MasterCard SecureCode
Protect your card against unauthorized use when shopping online with MasterCard SecureCode. (available at participating retailers) When you make a purchase in a store, you enter a PIN number or sign a receipt to validate the transaction. MasterCard SecureCode mimics this process over the internet by providing a digital receipt that you signed off with your own personal SecureCode.

To set up your SecureCode now, click on the MasterCard SecureCode logo or visit the MasterCard site now.

Report Lost or Stolen Cards
To report a lost or stolen MasterCard debit cards call: (800) 523-4175, available 24 hours a day, seven (7) days a week.

Overdraft Protection

Ensure your checks and electronic debit items are paid with overdraft protection. With overdraft protection, when there are insufficient funds in your checking account to cover an item, funds will automatically transfer from your other GVCU account(s) or loan to cover the item.

  • Transfer increment $200.00

  • $2.00 per transfer

  • Can be set up from Regular Shares, Money Market, or Visa credit card account

  • Transfers only made when funds are insufficient to cover an item

Online Account Access

Whether you are at home, in the office, or on vacation, managing your account has never been easier! Access your GVCU accounts 24 hours a day, seven (7) days a week, from any internet-enabled device.

  • Balance Inquiry

  • Transfer Funds

  • View transaction history

  • View and print cleared checks

  • View and print statements

  • Manage finances with MoneyDesktop

Mobile Banking

Our new mobile app allows you to access your accounts anywhere, anytime, and is free, fast, and secure. Visit the Apple App or Google Play Store to download our mobile app (click on the Apple App or Google Play store links on the bottom of the page to go directly to the mobile app download). Sign in with the same Online Banking User ID and Password. Apply for account access today by calling us at (559) 233-0867 or requesting access from the Enroll Now link on the home page.

With the GVCU mobile app, you will be able to:

  • Check balances

  • Transfer money between accounts

  • View transaction history

  • Remote Check Deposit

  • View check images

  • View EStatements

  • And much more!

E-Statement and E-Notice Service

Eliminate paper statements and credit union notices and disclosures. Enroll through Online Account Access!

  • Receive email or text message when statement is ready

  • View, print, or download statement

  • Statements available for up to five (5) years

Check Reordering

Reorder more checks at your own convenience (as long as there has not been a change in your account information) with our online check ordering or automated telephone ordering system. Reorder checks 24 hours a day, seven (7) days a week! Click on the Deluxe logo or here to order checks now. https://orderpoint.deluxe.com/personal-checks/welcome.htm

 

Telephone Banking

Enjoy the convenience of 24-hour access to your GVCU accounts with our automated telephone banking system: Phone Access Teller (PAT). Whether you are at home, at the office, or on the road, all you need is a touch-tone phone and a personal identification number (PIN) to perform a wide variety of financial transactions.

With your customized PIN, you can transfer funds, request check withdrawals, perform balance inquiries, receive your account activity history, and much, much more. Call (559) 233-9787 from a touch-tone telephone to get set up and starting using PAT today!

MoneyDesktop

MoneyDesktop is an online money management tool, integrated into online banking, that empowers you to take control of your finances and simplify your life. Budgeting, account aggregation, categorization and mobile access are just a few of the tools to guide you along your way.

 

Direct Deposit and Payroll Deduction

Electronically deposit your entire paycheck, retirement check, etc. or just a portion of the check to the credit union with the use of direct deposit and payroll deduction services.

Direct Deposit

Deposit your entire paycheck, retirement check, or any recurring deposits electronically to the credit union. To set up direct deposit contact your employer or the issuing agency or vendor, to determine if direct deposit is available. To start direct deposit, provide the credit union's routing number and your account number. For more information or if you need assistance in setting up your direct deposit, contact the credit union today.

Payroll Deduction

For a convenient way to deposit or make loan payments to your GVCU account(s) or loan(s) we can set up automatic deductions from your check to be electronically sent to the credit union.

Payroll deduction is available for the following groups:

  • Employees of the State of California

  • Members of California Public Employees Retirement System (CalPERS)

Deductions are submitted monthly and may take up to thirty (30) days to take effect. To add, change, or stop a deduction just call us at (559) 233-0867.

Accidental Death and Dismemberment Insurance:

Act now to activate you complimentary coverage

To show how much we value your membership, Greater Valley Credit Union has arranged to provide all eligible members with $2,000.00 of Basic Accidental Death & Dismemberment (AD&D) Insurance. This valuable coverage is paid for by the Credit Union at no cost to you!

While a $2,000.00 basic benefit may be helpful, we’ve also made arrangements to make up to $300,000.00 of Additional Coverage available to you at competitive rates.

  • Family Coverage Available

  • No Physical Examination; No Health Questions

  • Coverage is Guaranteed

It's easy to activate your coverage.
To activate your $2,000.00 of Basic Accidental Death & Dismemberment Insurance Coverage, at no cost to you, request Additional Coverage at competitive rates and learn more about the plan features, costs, eligibility, renewability, limitations and exclusions, visit the enrollment site. Or, call Selman & Company, our plan administrator, at (877) 665-7563, Monday through Friday, 9:00 A.M. to 7:00 P.M. EST.

¹National Vital Statistics Reports, Volume 64, Number 10; August 31, 2015.
Underwritten by New York Life Insurance Company, New York, NY 10010 on Policy Form GMR


Currently Monthly Premiums as of 2016

Voluntary Principal Sum Member Only Cost Per Month Family Plan Cost Per Month*
$10,000 $1.00 $1.50
$25,000 $2.50 $3.75
$50,000 $5.00 $7.50
$100,000 $10.00 $15.00
$150,000 $15.00 $22.50
$200,000 $20.00 $30.00
$250,000 $25.00 $37.50
$300,000 $30.00 $45.00

*Account deductions will actually be made on a quarterly basis – once every three months.

Member Resources

Learn more about maintaining your finances to assist you in your everyday financial well-being. The following are third-party websites that provide services we think you may find of interest. By clicking on a link below you will be leaving GVCU's website. GVCU makes no representation as to the completeness or accuracy of the content of the websites and is not responsible for the privacy practices of the third party. You assume total responsibility and risk for your use of the third party website.