Savings Rates
Effective: NOVEMBER 1, 2024
Regular Shares - Tiered Rate
| Daily Balance From | Daily Balance To | Dividend Rate | APY** |
|---|---|---|---|
| $100.00 | $2,499.99 | 0.15% | 0.15% |
| $2,500.00 | $9,999.99 | 0.20% | 0.20% |
| $10,000.00 | $19,999.99 | 0.25% | 0.25% |
| $20,000.00 | & over | 0.30% | 0.30% |
$5.00 minimum balance to open account. A minimum balance of $100.00 is required in the account each day to obtain the Annual Percentage Yield. The rate paid depends on the tier in which your end-of-day balance falls.
Money Market - Tiered Rate
| Daily Balance From | Daily Balance To | Dividend Rate | APY** |
|---|---|---|---|
| $1,000.00 | $2,499.99 | 0.15% | 0.15% |
| $2,500.00 | $9,999.99 | 0.50% | 0.50% |
| $10,000.00 | $49,999.99 | 1.00% | 1.00% |
| $50,000.00 | $99,999.99 | 1.05% | 1.06% |
| $100,000.00 | & over | 1.25% | 1.26% |
$1,000.00 minimum balance to open account. $1,000.00 minimum balance requirement to obtain the Annual Percentage Yield. The rate paid depends on the tier in which your end-of-day balance falls.
Prime Checking
| Dividend Rate | APY** |
|---|---|
| 0.06% | 0.06% |
$50.00 minimum balance to open account. A minimum average daily balance of $500.00 is required in the account for the dividend period to obtain Annual Percentage Yield.
Premium Checking
| Dividend Rate | APY** |
|---|---|
| 0.08% | 0.08% |
$1,000.00 minimum balance to open account. A minimum average daily balance of $1,000.00 is required in the account for the dividend period to obtain Annual Percentage Yield.
Share Certificates and IRA Certificates
|
Share Certificates Balance $1,000.00-$49,999.99 IRA Certificates Balance $500.00-$49,999.99 |
||
|---|---|---|
| Terms | Dividend Rate | APY** |
| 3 Months | 2.65% | 2.68% |
| 6 Months | 3.00% | 3.04% |
| 12 Months | 3.20% | 3.25% |
| 18 Months | 3.25% | 3.30% |
| 24 Months | 3.30% | 3.35% |
| 30 Months | 3.35% | 3.40% |
| 36 Months | 3.40% | 3.45% |
| 48 Months | 3.45% | 3.51% |
| 60 Months | 3.50% | 3.56% |
|
Share Certificates Balance $50,000.00 and over IRA Certificates Balance $50,000.00 and over |
||
|---|---|---|
| Terms | Dividend Rate | APY** |
| 3 Months | 2.75% | 2.78% |
| 6 Months | 3.10% | 3.14% |
| 12 Months | 3.25% | 3.30% |
| 18 Months | 3.30% | 3.35% |
| 24 Months | 3.35% | 3.40% |
| 30 Months | 3.40% | 3.45% |
| 36 Months | 3.45% | 3.51% |
| 48 Months | 3.50% | 3.56% |
| 60 Months | 3.55% | 3.61% |
Minimum balance to open share certificates $1,000.00 and IRA Certificates $500.00.
Dividend rates and Annual Percentage Yields (APY) are established by the Credit Union's Board of Directors. Share accounts are compounded monthly. The dividend rate and Annual Percentage Yield stated for share certificate accounts were accurate and effective from the date above. Fees may reduce earnings. On share certificate accounts, the rate is in effect until the maturity date. The APY is based on the assumption that the dividend remains on deposit until maturity; withdrawals will reduce earnings; and there are penalties for early withdrawals. Share accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an independent agency of the United States Government.