Auto / RV Loans
Whether you are contemplating a purchase or considering a refinance, GVCU can help you through the process of financing your vehicle. We finance new and used cars, trucks, RVs, motorcycles, ATVs, boats and many types of personal watercrafts.
Promotions:
*APR=Annual Percentage Rate. 4.89% APR is valid for terms up to 72 months. Minimum loan for 72-month financing is $15,000. Existing GVCU loans are not eligible for refinance at these rates. All loans are subject to credit approval, verification of income, debt-to-income ratio and loan to value. Monthly payment per $10,000 borrowed for 60 months at 4.89% is $188.24. Monthly payment per $15,000 borrowed for 72 months at 4.89% is $240.85.
Offer ends February 28, 2025.
Auto Loans
With great rates and flexible terms available to fit your needs, let GVCU finance your new or used car, truck or van.
New Auto Loans
Terms up to 84 months
Minimum finance amount $1,000.00
Finance up to 100% of Manufacturer's Suggested Retail Price (MSRP) plus tax and license fees
Mechanical Breakdown Protection (MBP/MBI) available. (may also be financed)
Guaranteed Auto Protection (GAP) available. (may also be financed)
Credit Life and Disability Insurance available
Convenient payment options
No pre-payment penalties²
Used Auto Loans
Terms up to 84 months
Minimum finance amount $1,000.00
Finance up to middle value of vehicle as determined by Kelley Blue Book¹
Mechanical Breakdown Protection (MBP/MBI) available. (may also be financed)
Guaranteed Auto Protection (GAP) available. (may also be financed)
Credit Life and Disability Insurance available
Convenient payment options
No pre-payment penalties²
Recreational Vehicle (RV) Loans
We can finance new and used RVs, motorcycles, ATVs, boats and many types of personal watercraft.
New RV Loans
Terms up to 84 months*
Minimum finance amount $1,000.00
Finance up to 100% of Manufacturer's Suggested Retail Price (MSRP) plus tax and license fees
Credit Life and Disability Insurance available
Convenient payment options
No pre-payment penalties²
Used RV Loans
Terms up to 84 months*
Minimum finance amount $1,000.00
Finance up to middle value as determined by Kelley Blue Book¹ or NADA Guides¹
Credit Life and Disability Insurance available
Convenient payment options
No pre-payment penalties²
Pre-Approval
If you're in the market to purchase a vehicle or will be, get pre-approved ahead of time. Knowing that you're already pre-approved puts you at ease when it comes to making your purchase. All pre-approved loans are valid for 90 days.
Refinancing
If you have a vehicle loan elsewhere, give us an opportunity to see if we can lower your rate or monthly payment. Or, let us refinance your vehicle if you want to cash out on some of the equity in your vehicle.
Rate determined if vehicle is classified as new or used
Terms up to 84 months*
For cash out, finance up to 100% of the wholesale Kelley Blue Book¹ value
Credit Life and Disability Insurance available
Convenient payment options
¹ GVCU reserves the right to use other sources to determine the value.
² Loans obtained during some promotional offers may include pre-payment penalties. Check terms and conditions to specific promotional offers to determine if any pre-payment penalties apply.